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SR-22 Insurance/Uninsured Crashes

Q&A
SR-22 Mandatory Insurance Supervision Additional Requirement



This information is currently being distributed by the Court System to explain the SR-22 Mandatory Insurance Supervision Additional Requirement:

How will it work?
When you are placed on Court Supervision, the Circuit Court will report the information to the Secretary of State. The Secretary of State will then send you a Notice informing you of your SR-22 Insurance Requirement.

When should I file the SR-22?
You should not file the SR-22 until you receive a Notice from the Secretary of State. (Please make sure your driver's license record reflects your most recent address. You can update your address online.) After receipt of the mailed notice, you will have approximately 90 days to file the SR-22 to prevent a driver's license suspension. Please allow 30 days for processing by the Secretary of State.

What is the SR-22?
The SR-22 is a certificate of insurance filed by the home office of your insurance company directly to the Secretary of State.

How do I get the SR-22?
The SR-22 may be obtained by contacting your insurance company. Standard liability insurance or insurance binders are not acceptable. When payment is made to an insurance agency, the agent will submit a request for a SR-22 certificate to the central office of the insurance company. The SR-22 Certificate will be sent directly to the Secretary of State in Springfield. This process may take up to 30 days. Upon acceptance, you will receive a copy of the SR-22 from the insurance company as well as a letter from the Secretary of State.

How long do I file the SR-22?
The SR-22 must be on file with the Secretary of State for one year for offenses that occur prior to January 1, 2008, or three years for offenses that occur on January 1, 2008 and after. Cancellation of your insurance premium will result in an immediate driver's license suspension.

What should I do now?
Nothing is required of you until you receive your Notice from the Secretary of State in the mail. When you receive the notice, you should then contact your insurance agent and request an SR-22 certificate. Please note that all insurance companies do not write SR-22s; however, your agent will be able to refer you to an agency that does.

 
 
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